Terms of Service

By accessing or using XinvestAI’s services (“Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you may not access or use our Service.

These Terms constitute a legally binding agreement between you and XinvestAI (“Company,” “we,” “us,” or “our”).

XinvestAI is an artificial intelligence-powered platform that provides:

• Analysis of publicly available social media content related to financial markets
• AI-generated insights and market sentiment analysis
• Investment research tools and portfolio optimization suggestions
• Real-time notifications through various channels including Telegram
• Educational content about investment strategies and market trends

To use our Service, you must:

• Be at least 18 years old or the age of majority in your jurisdiction
• Have the legal capacity to enter into binding agreements
• Not be prohibited from using our Service under applicable laws
• Provide accurate and complete information during registration

By using our Service, you represent and warrant that you meet these eligibility requirements.

To access certain features of our Service, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information as necessary
• Keep your account credentials secure and confidential
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized access

We reserve the right to suspend or terminate accounts that violate these Terms or for any other reason at our discretion.

XinvestAI is not a registered investment advisor, broker-dealer, or financial institution. We do not manage money or provide individualized investment recommendations.

You agree not to use our Service to:

• Violate any applicable laws or regulations
• Distribute malware, viruses, or other harmful code
• Attempt to gain unauthorized access to our systems
• Reverse engineer or attempt to extract our algorithms
• Use automated tools to scrape or download our content
• Impersonate any person or entity
• Distribute spam or unsolicited communications
• Engage in market manipulation or insider trading
• Use our Service for any illegal financial activities

The Service and its original content, features, and functionality are owned by XinvestAI and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of our content without our prior written consent.

User Content

By submitting content to our Service, you grant us a worldwide, non-exclusive, royalty-free license to use, modify, and display such content in connection with our Service.

Our total liability to you for any claims arising from or related to these Terms or the Service shall not exceed the amount you paid us in the 12 months preceding the claim.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so these limitations may not apply to you.

We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including but not limited to:

• Violation of these Terms
• Fraudulent or illegal activity
• Extended periods of inactivity
• Technical or security concerns

You may terminate your account at any time by contacting us or using the account deletion feature in your settings.

Upon termination, your right to use the Service will cease immediately, and we may delete your account and data.

We reserve the right to modify these Terms at any time. We will notify you of any changes by:

• Posting the new Terms on our Service
• Sending you an email notification
• Providing in-app notifications

Your continued use of the Service after any modifications constitutes acceptance of the new Terms. If you do not agree to the modified Terms, you must stop using our Service.

These Terms shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

Any disputes arising from these Terms or the Service shall be resolved through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association.

If you have any questions about these Terms of Service, please contact us:

We will respond to your inquiry within 5 business days.